CreditAll, One of Nigerian loan Apps Ripping Masses With Unsolicited loan- My personal experience

credit is one of the Nigerian loan apps that subjects masses to serious physical and mental emotions, their representatives always subjected Nigerians to physical and mental tortures via abusive and derogatory words and I'm a living witness of such unprofessional behavior.

Some weeks ago, precisely, on Sunday morning, I woke up to see their credit alert on my phone, I was highly surprised because I did not request such a loan from them. 

Immediately I went to playstore to download the app to get their contact and hopefully have a discussion with them. I was able to get a contact on the app and I made a call to them, I called the number severally to inform them of the Greek gift sent to me, but they failed to pick up my series of calls.

I also went further by dropping messages on their WhatsApp, they did not reply to my calls and I also dropped the same message of notification of not requesting a loan from them. 

Not yet done, I also sent an SMS in that regard, yet I got no response from them. I did this for about four days, Credit all failed to acknowledge my message but after a week one of their representatives called to inform me of the loan I took from them and I told him outright that I did not request any loan from them and immediately I returned the money sent to me to their account.

However, after two days, another representative from this loan app told me that I should pay the interest on the money, I also vehemently told him that I'm not owing them a kobo. 

This last Sunday, another representative of this app called me about the said interest and also told her that I did not request any loan from them, this lady admitted that sometimes their app does credit customers who are not indebted to them without their consent.

But, this very afternoon another representative of the app also messaged me on whatshap and sent me a message that due to my inability to pay the interest on the loan that I did not request, Credit all shall tag me a fraudster and inform all the people on my contact list on my phone that I defrauded them. 

This lady also used some unprinted words like animal, bastard, stupid, and fool on me. She also promised to inform all my contacts that I'm a fraudster. 

I think this is what many Nigerians are passing through in the hand of this finance house that is using the app to disburse unsolicited funds.

Why would a loan be given to a person without his knowledge, this is high time the government take a drastic step against some of these loan app that is making life difficult for Nigerians